Plataformas Peer to business
Also known as P2B (Peer to Business Loans). These platforms specialize in lending to companies, typically SMEs. P2B platforms have allowed anyone the possibility of lending to businesses. The offer of loans available is usually not as large as that of P2P crowdlendingbut they are very detailed projects. All platforms I’ve tried (Linked Finance, October, Flender and Envestio) have a similar approach: Loans to companies at fixed interest and term, with minimum investment of 50 EUR (Linked Finance and Flender), 20 EUR in Lendix and just 1 EUR in Envestio. They do not offer repurchase warranties. I’m so far happy with the four. I believe they complement each other well in terms of geographical coverage, loan size, length and return rates offered.